// Money without borders
Hold more than naira.
For the freelancer paid from abroad, the student with fees due in another currency, the trip you're finally taking. Multi-currency wallets live in the same app, behind the same PayID, with clear rates before you confirm.
// how it works
01
Open a currency wallet
Add the currency you need beside your naira wallets.
02
Fund and convert
Move between currencies in-app with the rate shown before you commit.
03
Spend or hold
Pay from the currency wallet directly or hold until the rate suits you.
// why it matters
Clear rates upfront
The number you see is the number that happens.
No weekend panic
Hold the fees currency before the deadline, not the night before.
Same app, same PayID
No second app for foreign money.
Built for cross-border lives
School, work, family, travel.
// pairs well with
// where it shows up
Industries
// on solid ground
Boring where it matters.
Registered data controller
NDPC/DCP/12372
Regulated rails
Operated under partnership with 9PSB and VFD Microfinance Bank, licensed Nigerian institutions regulated by the Central Bank of Nigeria.
Your data, protected
Registered data controller with the Nigerian Data Protection Commission. Sensitive data encrypted at rest.
Your money, yours
PIN and biometrics on every sensitive action. Roles and approvals before business money moves.
// for you
Your money, one app away.
PayID, wallets, cards, and bills. Free to download, minutes to open.
// for business
Give the business its own books.
Open a business account with your registration documents. Invoices, payroll, and team roles from day one.