// Spend anywhere
A card in your phone. Another for your pocket.
Spin up a virtual card the second you're approved and pay online anywhere. The physical card follows for the real world. Freeze either one from the app the moment something feels off.

// how it works
01
Create a virtual card
Seconds after approval, ready for any online checkout.
02
Order the physical card
Delivered to you, activated from the app.
03
Control from your phone
Freeze, unfreeze, set limits, see every charge live.
// why it matters
Instant virtual cards
No waiting for plastic to shop online.
Freeze in one tap
Suspicious charge? The card sleeps until you say otherwise.
Spend from wallets
Cards draw from the balance you point them at.
Real-time alerts
Every charge, the moment it happens.
// pairs well with
// where it shows up
// on solid ground
Boring where it matters.



Registered data controller
NDPC/DCP/12372
Regulated rails
Operated under partnership with 9PSB and VFD Microfinance Bank, licensed Nigerian institutions regulated by the Central Bank of Nigeria.
Your data, protected
Registered data controller with the Nigerian Data Protection Commission. Sensitive data encrypted at rest.
Your money, yours
PIN and biometrics on every sensitive action. Roles and approvals before business money moves.
// for you
Your money, one app away.
PayID, wallets, cards, and bills. Free to download, minutes to open.
// for business
Give the business its own books.
Open a business account with your registration documents. Invoices, payroll, and team roles from day one.